Do you have too much “Lazy Money”? Watch my one minute video and read a short section of my newest book and see what you think. You can get your own copy on Amazon: www.MarksNewBook.com Here’s a short section of my book for a little more information about “lazy money”: What is lazy money? It’s money that is not earning its keep. Money that is actually losing purchasing power and that must work harder for you over the long term. The types of … Continue reading

My newest book, “Retirement Income Planning: The Baby Boomers Guide to Maximize Your Income and Make it Last” has been published and is now available for sale on Amazon.com Order the KINDLE version here: KINDLE version You can watch the 60 second book trailer video below: all the best… Mark Here is Amazon’s book description:  Mark Orr has been a practicing Certified Financial Planner since July 2000. He has been building easy-to-understand, written retirement income plans for clients across the USA. It is … Continue reading

A reader of one or more of my books contacted me recently to see if I could do better than an agent in his home state with regards to getting a new permanent life insurance policy to leave a bigger legacy to his sons. I should note here that the same “shopping” process is one that I would employ for a person that ALREADY has an “old” life insurance policy and wants to find out if there might be a … Continue reading

Most people would like to protect their assets and income from a potential long-term care (LTC) event. But no LTC insurance solution is perfect. Millions of people own traditional LTC insurance and they pay annual premiums – and those premiums have and will increase over time. Traditional LTC insurance gives the most potential benefits during a long claim – but paying premiums every year and maybe never using it is the #1 complaint.  And for many people (including myself when … Continue reading

In 1994, financial planner, William Bengen developed the 4% rule. It quickly became the guiding “formula” used by both professional advisors and do-it-yourselfers for about two decades. The 4% rule (or theory) says that at retirement, with a portfolio of 60% stocks and 40% bonds, one could withdraw 4% of the initial savings and increase it by inflation every year and the retiree would have a 90% or better chance of his income continuing for 30 years and that the savings would not … Continue reading