Category Archives: Regular Blog

My newest book is available now on sale at Amazon.com. The title is “Get Me to ZERO” with the subtitle:  “Use the 2019 I.R.S. Tax Code to Pay as Little as ZERO Income Taxes During Retirement and Have a Better Life”   As I’ve mentioned before, this book is written primarily for folks that are about 7-10 years or more from retiring since they’ll have the time to position themselves to owe as few dollars to the IRS as possible in retirement. The book describes 7 synergistic tax strategies that proactive Americans can implement today … Continue reading

Here’s a financial truth that few people really understand. Business people refer to it as “Opportunity Cost” – but it holds true for everyone in just about every financial purchase. I realize we have to spend money to eat and sleep… but when you make a major purchase like a car, boat or anything that you can’t pay for out of money cash-flow, this financial concept should be kept in mind. It’s been said that “compounding interest” is the 8th wonder of the … Continue reading

I just found out that the Centers for Medicare & Medicaid Services has announced what’s in store for 2018 Medicare Part B premiums. The base premium stays the same as this year (2017) at $134 a month for many people. However there are some big changes for the 70% of current Social Security recipients who have been paying a  much lower amount of $109 a month. These folks will see a big jump to the $134 a month level. These folks will likely not see much or … Continue reading

On a scale of 1 to 10, what’s your number that represents how confident you are in your retirement income plan? Every week I get calls from people from across the country who have read one or more of my books, or visit with folks in my office who’ve come to one of my retirement classes at a local college or joined me for an all-day workshop. And they all have one thing in common. They all want their number … Continue reading

Every year during open enrollment (that runs between Oct 15 – Dec 7th this year) Medicare recipients can choose to change their current plan to another plan, add Part C (all-inclusive Medicare Advantage plan) or D (prescription drug plan). Last year I wrote about the importance of comparing your Medicare supplement plans each and every year (in order to try and save money or get benefits that are more aligned with any changes in your health).  You can read my previous … Continue reading